30 Year Warranty
Coverage You Can Count On
Other Warranty's
Other Warranty's
For over a decade, Solar Insure has been offering the leading warranty solutions and fleet monitoring for certified providers and their homeowners. Backed by a global insurance provider, we're dedicated to safeguarding your homeowners investment and enhancing your daily operations.
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*Available exclusively through Certified Providers, our leading warranty package has a lot of offer - including peace of mind for homeowners. For more information, please visit https://www.solarinsure.com/
Why Solar Insure
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30-Year Warranty Solution
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System Components & Labor
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Roof Penetrations
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Fleet Monitoring
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$0 Deductible
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Hassle-Free
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Quick Claim Resolution
The solar industry has experienced significant growth in recent years, but it has also faced challenges, including the unfortunate trend of solar companies going out of business.
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This has left many homeowners with defunct warranties, as their installer is no longer operating. Some companies have disappeared overnight, leaving customers without recourse for warranty claims or support.
This stark reality highlights the importance of working with a reputable and reliable solar partner. That’s where Solar Insure certified partners come in. Solar Insure thoroughly vetted and approved these contractors and offers a comprehensive 30-year monitoring and insurance-backed warranty package to protect your solar energy system.
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In contrast, companies without Solar Insure certification may pose a greater risk to homeowners, even if they offer a “lifetime warranty” that is not transferable. By choosing a Solar Insure certified partner, you can ensure a safe and secure investment in your solar energy system.
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A lifetime warranty on a solar energy system might seem like a great deal, but it’s essential to examine the terms and conditions closely.
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Consider the potential impact on your home’s resale value when considering a non-transferable lifetime warranty for your solar energy system.
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A non-transferable warranty might make your home less attractive to potential buyers, affecting its selling price.
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Limitations of Lifetime Solar Warranties
One of the most significant limitations of lifetime solar warranties is their non-transferability. If you sell your home, the warranty does not transfer to the new owner, leaving them with no warranty coverage.
This can be a major concern for homeowners who plan to sell their home in the future, as a non-transferable warranty can significantly reduce the value of their solar energy system.
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In contrast, transferable warranties offer a much more attractive option for homeowners. They provide peace of mind and added value to their solar energy system even after they sell their homes.
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Considering a solar warranty for a solar energy system is an important decision. Here are several potential issues and considerations you should be aware of regarding lifetime warranties, especially for such significant investments:
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Definition of Lifetime: Clarify what “lifetime” means in the context of the warranty. Does it refer to the expected lifespan of the solar panels or other components, or is it tied to the company’s operational lifespan? This can significantly affect the actual duration of the warranty.
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Coverage Scope: Understand exactly what the warranty covers. Does it include all components, such as solar panels, inverters, and mounting hardware? What about labor costs for repairs? Be aware that certain critical parts, like inverters, often have a shorter lifespan than the panels.
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Exclusions and Limitations: Lifetime warranties typically have exclusions. For solar systems, these might include damage from environmental factors, improper installation, or lack of maintenance. Ensure you know what is not covered.
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Non-transferability: Since the warranty is non-transferable, it only applies while you own the property. This limitation can affect the resale value of your home, as the warranty benefits do not extend to the new owner.
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Company Viability: The value of a lifetime warranty depends on the offering company’s longevity and financial stability. If the company goes out of business, the warranty might be voided.
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Claim Process: Understand the process for filing a claim under the warranty. Is it straightforward? Are there any fees involved? Sometimes, the complexity and cost of claiming under a warranty can diminish its value.
Before proceeding with your purchase, it is beneficial to compare this offering with others that have transferable warranties or consult with a legal or financial advisor to fully understand the implications of the warranty terms.
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Solar Insure’s 30-Year Transferable Warranty: A Better Option
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Solar Insure’s 30-year transferable warranty addresses the concerns consumers have with the lifetime warranty. Here’s why:
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Transferable: This warranty can be transferred to new homeowners, increasing the value of our investment.
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Long-term coverage: 30 years is a significant amount of time, providing protection for most of the system’s lifespan.
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Component monitoring: Solar Insure’s warranty covers the entire system with labor, not just specific parts.
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Reduced risk: With a transferable warranty, we’re less concerned about the warranty provider’s longevity.
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Insurance backed – The Solar Insure warranty is backed by an AM Best A+ Rated insurance carrier.
Comparison Summary:
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Warranty Comparison
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Conclusion:
While a lifetime warranty might seem attractive, its limitations and non-transferable nature make it less desirable. Solar Insure’s 30-year transferable warranty offers more comprehensive coverage, reduced risk, and increased flexibility. As most homeowners plan to sell their house within 7-10 years, a transferable warranty is a better fit for your situation
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ABOUT ARA AGOPIAN
Ara Agopian brings more than two decades of expertise in both the solar and risk management industries. Ara is a seasoned expert and a licensed insurance broker across 30 states. As the founder and CEO of Solar Insure. Inc. , Ara has been pivotal in integrating innovative insurance solutions tailored for the solar sector, emphasizing customer-centric approand sustainable practices.
Frequently Asked Questions
What's Covered?
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30-Year Warranty coverage includes:
Solar panels, inverters, roof penetration, and labor. Roof penetration is defined as resealing and reflashing issues within 3 inches of the solar system roof penetration.
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20-Year Warranty Coverage:
Encompasses labor, parts, and remedy as it relates to battery malfunction.
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What’s Excluded?
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Property damage or acts of God such as property damage, fire, theft, rodents, and/or hail
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These events are typically covered by either the contractor’s liability insurance or the homeowner’s insurance policy.
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Damage to the home during installation
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Damage to your property or home during installation is typically covered under the contractor general liability policy.
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Removal of panels during a roof repair/replacement
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Issues with electrical wiring, electrical panels, and/or general electrical workmanship and engineering.
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Should you have any questions related to property damage, acts of God, or damage during installation, connect directly with your contractor or your insurance carrier.
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Which Manufactures Are Covered?
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We work with specific manufacturers that have met our stringent criteria. See list of manufactures
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What Are The System Sizes That Qualify?
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Qualifying systems include residential systems and commercial systems up to 200 kW in size. Interested companies that are exclusive to commercial sales and/or installation do not qualify at this time.
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Is the initial diagnostic visit covered?
The initial truck roll or deployment[MB1] of labor resources for a diagnosis is covered if a manufacturer defect is identified, and a Return Merchandise Authorization (RMA) is issued. In the event labor resources are deployed and there is no defective part or issue, the labor cost will not be covered. · What does the customer journey look like? Homeowner purchases our warranty through a Certified Provider · Homeowner identifies an issue with their solar energy system after installation · Homeowner contacts Installer · Installer verifies the homeowner’s system is registered with Solar Insure on the Daybreak platform. · Certified Provider will diagnose the issue, file for Return Merchandise Authorization (RMA), if applicable, and services the system. · Certified Provider sends an invoice to Solar Insure · Certified Provider should expect payout in 4-7 days on covered claims
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Does the coverage include the labor for the removal and replacement of a panel?
Yes, the labor to remove and replace defective solar panel is covered, with labor rates varying based on geographic regions.
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Do you match the solar panel being replaced?
We make every effort to match the original part make and model. If the panel manufacturer is no longer in business, we will use a replacement that is similar to class, look, and size.
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Can warranty ownership be transferred?
The warranty is transferable between ownership of original installation site only. The warranty is registered to the address rather than the homeowner’s name which allows it to follow current ownership regardless of the sale.